Privacy Policy
Last updated September 15, 2026
Mortgage Capital LLC ("Mortgage Capital," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through mymtgcapital.com (the "Site"), how we use it, and the choices you have.
1. Information we collect
Information you provide. When you submit a quote request, contact form, or online application, we collect information such as your name, phone number, email address, mailing address, loan purpose, property information, and, if you apply, financial information needed to evaluate a loan.
Consent records. When you check the consent box on a form, we record the consent language you agreed to, the date and time, the page you were on, and your device and browser information, so that we can document your consent.
Automatically collected information. Like most websites, we collect IP address, browser type, device type, pages visited, and referring URLs through cookies and similar technologies.
2. How we use your information
- To respond to your inquiry and provide the mortgage products and services you request
- To contact you by phone, text message, and email as described in our Terms & Conditions, if you have consented
- To process and underwrite a loan application, if you apply
- To comply with legal, regulatory, and licensing obligations
- To improve the Site and our services
3. SMS / text messaging
If you opt in to receive text messages from Mortgage Capital LLC, we use your mobile number only to send the messages described in our Terms & Conditions.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except with vendors who help us deliver messages on our behalf and who are not permitted to use it for any other purpose.
You can opt out at any time by replying STOP to any message. Reply HELP for assistance.
4. How we share information
We do not sell your personal information. We may share it with:
- Service providers that help us operate the Site and our business, such as our loan origination system, customer relationship management software, and messaging platforms. These providers may use your information only to perform services for us.
- Loan-related parties necessary to process your application, such as credit bureaus, appraisers, title companies, and the investors or wholesale lending partners that fund, purchase, or service your loan.
- Regulators and law enforcement when required by law, subpoena, or licensing examination.
5. Federal privacy notice (GLBA)
As a financial institution, we are subject to the Gramm-Leach-Bliley Act. If you apply for a loan, you will receive our full privacy notice describing how we collect, share, and protect your nonpublic personal information and your right to limit certain sharing.
6. Cookies and analytics
We use cookies and analytics tools to understand how visitors use the Site and to measure the effectiveness of our advertising. You can control cookies through your browser settings.
7. Data security
We use reasonable administrative, technical, and physical safeguards to protect your information, including encrypted transmission (SSL/TLS) on the Site. No method of transmission or storage is completely secure.
8. Data retention
We retain your information for as long as needed to serve you and to meet our legal and regulatory record-keeping obligations, including retaining consent records for as long as required by law.
9. Your choices
- Text messages: reply STOP at any time.
- Phone calls: tell us during a call, or email info@mymtgcapital.com, and we will add you to our internal do-not-call list.
- Email: use the unsubscribe link in any marketing email.
- Access or correction: contact us using the information below.
10. Children
The Site is not directed to children under 18, and we do not knowingly collect personal information from them.
11. Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top shows when it was most recently revised.
12. Contact us
Mortgage Capital LLC
17515 W Nine Mile Rd, Suite 520
Southfield, MI 48075
(248) 242-7209 · info@mymtgcapital.com