/* ============================================================
   Mortgage Capital LLC — site styles
   BRAND TOKENS: change these two lines to match your logo.
   ============================================================ */
:root{
  --brand:#008037;        /* logo green */
  --brand-accent:#008037; /* buttons/links — same green */
  --brand-dark:#393536;   /* logo charcoal */
  --ink:#393536;
  --muted:#5F5B5C;
  --line:#E4E6E8;
  --paper:#FFFFFF;
  --wash:#F5F7F8;
  --radius:10px;
  --max:1120px;
  --font:"Nunito","Segoe UI",Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--paper);line-height:1.55;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--brand-accent)}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;color:var(--ink)}
h1{font-size:clamp(2.1rem,4.5vw,3.4rem);font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;letter-spacing:-.015em}
h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.narrow{max-width:760px}

/* header */
.site-header{position:sticky;top:0;z-index:20;background:var(--paper);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo img{height:52px;width:auto}
.nav{display:flex;gap:28px;align-items:center}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.nav a:hover{color:var(--brand)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font:inherit;cursor:pointer}
@media (max-width:820px){
  .nav{display:none;position:absolute;top:72px;left:0;right:0;background:var(--paper);flex-direction:column;align-items:flex-start;padding:16px 24px 24px;gap:18px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .nav-toggle{display:block}
}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 26px;border-radius:6px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;font-size:.9rem;text-decoration:none;font-size:1rem;border:0;cursor:pointer;font-family:inherit;transition:background .15s}
.btn-primary{background:var(--brand-accent);color:#fff}
.btn-primary:hover{background:#006A2E}
.btn-secondary{background:#fff;color:var(--ink);border:1px solid var(--ink)}
.btn-secondary:hover{background:#e9edf3}
.btn-ghost{background:none;color:var(--brand);padding-left:0}
.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #7AA7E0;outline-offset:2px}

/* hero */
.hero{background:linear-gradient(135deg,#2F2C2D 0%,#393536 55%,#1F3D2B 100%);color:#fff;padding:96px 0 104px}
.hero h1{text-transform:uppercase}
.hero h1{color:#fff;max-width:14ch}
.hero p{font-size:1.2rem;max-width:52ch;color:#D6DEE8;margin-bottom:32px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap}
.hero .btn-secondary{background:transparent;color:#fff;border-color:#fff}
.hero .btn-secondary:hover{background:rgba(255,255,255,.2)}

/* sections */
section{padding:72px 0}
section.wash{background:var(--wash)}
.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.grid{display:grid;gap:24px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
@media (max-width:820px){.grid-3,.grid-2{grid-template-columns:1fr}}
.card{background:var(--paper);border:0;border-radius:6px;padding:32px 30px;box-shadow:0 6px 24px rgba(57,53,54,.10)}
.card h3{color:var(--brand);text-transform:uppercase;letter-spacing:.02em}
.eyebrow{color:var(--brand);text-transform:uppercase;letter-spacing:.08em;font-weight:700;font-size:.9rem;margin-bottom:6px}
.card p{color:var(--muted);margin:0}
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:32px 40px}
@media (max-width:820px){.steps{grid-template-columns:1fr}}
.step{padding-top:14px;border-top:3px solid var(--brand-accent)}
.step h3{color:var(--brand);text-transform:uppercase}
.step h3::before{counter-increment:step;content:counter(step) ". "}
.step p{color:var(--muted);margin:0}

/* contact block */
.contact-list{list-style:none;padding:0;margin:0 0 24px}
.contact-list li{padding:10px 0;border-bottom:1px solid var(--line)}
.contact-list a{color:var(--brand);text-decoration:none;font-weight:600}

/* cta band */
.cta-band{background:var(--brand-dark);color:#fff;text-align:center;padding:64px 0}
.cta-band h2{color:#fff}
.cta-band p{color:#C9D3E0;margin-bottom:24px}

/* footer */
.site-footer{background:var(--brand-dark);color:#C9CBCC;padding:48px 0 32px;font-size:.9rem;color:var(--muted)}
.site-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px;margin-bottom:32px}
@media (max-width:820px){.site-footer .cols{grid-template-columns:1fr}}
.site-footer h3{font-size:.95rem;color:#fff;text-transform:uppercase;letter-spacing:.06em}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.site-footer a{color:#C9CBCC;text-decoration:none}
.site-footer a:hover{color:#fff}
.disclosure{border-top:1px solid #524E4F;color:#B0B2B3;padding-top:20px;font-size:.82rem;line-height:1.5}
.disclosure strong{color:#fff}
.eho{display:flex;align-items:center;gap:10px;margin-top:12px}
.eho svg{width:34px;height:34px;flex:none}

/* quote form */
.form-shell{max-width:620px;margin:0 auto;background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:40px 36px;box-shadow:0 12px 40px rgba(15,42,74,.08)}
@media (max-width:600px){.form-shell{padding:28px 20px}}
.form-shell header{text-align:center;margin-bottom:28px}
.form-shell header h1{font-size:1.8rem}
.form-shell header p{color:var(--muted)}
.icon-badge{width:60px;height:60px;border-radius:14px;background:var(--brand);display:grid;place-items:center;margin:0 auto 18px;box-shadow:0 8px 20px rgba(0,128,55,.3)}
.icon-badge svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.field{margin-bottom:20px}
.field label{display:block;font-weight:700;font-size:.95rem;margin-bottom:8px}
.field input,.field select{width:100%;padding:15px 16px;font:inherit;font-size:1rem;border:1px solid var(--line);border-radius:var(--radius);background:var(--wash);color:var(--ink)}
.field input:focus,.field select:focus{background:#fff;border-color:var(--brand)}
.field .hint{font-size:.85rem;color:var(--muted);margin-top:6px}
.field.error input{border-color:#C8102E;background:#fff5f6}
.field .err{display:none;color:#C8102E;font-size:.85rem;margin-top:6px}
.field.error .err{display:block}
.consent{display:flex;gap:14px;align-items:flex-start;background:var(--wash);border:1px solid var(--line);border-radius:var(--radius);padding:18px;margin:26px 0 8px;font-size:.84rem;line-height:1.5;color:var(--ink)}
.consent input{width:20px;height:20px;flex:none;margin-top:2px;accent-color:var(--brand-accent)}
.consent.error{border-color:#C8102E;background:#fff5f6}
.consent-err{display:none;color:#C8102E;font-size:.85rem;margin-bottom:12px}
.consent-err.show{display:block}
.form-actions{display:flex;justify-content:space-between;align-items:center;margin-top:24px;gap:12px;flex-wrap:wrap}
.success{text-align:center;padding:24px 0}
.success .check{width:64px;height:64px;border-radius:50%;background:#E7F5EC;display:grid;place-items:center;margin:0 auto 18px;color:#1E7D45;font-size:30px}
.quote-page{background:var(--wash);padding:56px 0 80px;min-height:calc(100vh - 72px)}

/* legal pages */
.legal{padding:56px 0 80px}
.legal h1{font-size:2.2rem}
.legal .updated{color:var(--muted);margin-bottom:32px}
.legal h2{font-size:1.3rem;margin-top:40px}
.legal p,.legal li{color:#2B3441}
.legal .callout{background:var(--wash);border-left:4px solid var(--brand-accent);padding:16px 20px;border-radius:0 var(--radius) var(--radius) 0;margin:24px 0}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}